Open Enrollment 2025

Full-service Medicare support, free of charge.

Licensed advisors compare plans across 30+ carriers, confirm what you qualify for, and handle the enrollment paperwork for you. You never pay us a cent.

No Cost Licensed Advisors No Obligation

What we handle for you

Plan Comparison
We review 30+ carriers
Eligibility Review
Confirm what you qualify for
Enrollment Help
We handle the paperwork
Year-Round Support
Questions answered anytime
4.9 average rating
0 Eligibility Age
0 People Served
0 Average Rating
24/7 Support
Your Coverage

The four parts, in plain language.

Medicare is built from four parts. Here's what each one actually covers — no jargon, no fine print.

A

Hospital Insurance

Hospital

Covers inpatient hospital stays, skilled nursing care, hospice and some home health services.

Inpatient hospital care
Skilled nursing facility
Hospice care
Home health services
B

Medical Insurance

Medical

Covers doctor visits, outpatient care, preventive screenings and medical equipment.

Doctor & specialist visits
Outpatient procedures
Preventive screenings
Durable medical equipment
C

Medicare Advantage

Advantage

An all-in-one alternative offered by private carriers, bundling Parts A and B with extras.

Bundles Part A & B
Often includes drug coverage
Dental, vision & hearing extras
Annual out-of-pocket cap
D

Prescription Drugs

Drugs

Standalone drug coverage that helps lower the cost of the prescriptions you take.

Brand & generic drugs
Pharmacy network pricing
Formulary tier review
Catastrophic cost protection
How It Works

Three simple steps. We do the heavy lifting.

1

Tell Us What You Need

Share a few basics — your zip code, doctors and prescriptions. It takes a couple of minutes.

2

We Compare Your Options

A licensed advisor reviews plans from 30+ carriers and shows you only the ones that fit.

3

We Handle Enrollment

Once you choose, we complete the paperwork, confirm your start date and stay on call all year.

Full Service

Everything we take care of.

One team, start to finish — and it never costs you anything.

Free Plan Comparison

Side-by-side plan details from more than 30 carriers in your area.

Eligibility Review

We confirm your enrollment window and what you qualify for right now.

Enrollment Assistance

We fill out, submit and track your application from start to approval.

Carrier Negotiation

We deal with carriers on your behalf when questions or issues come up.

Annual Plan Check-Up

Every fall we re-check your plan against new options so you never overpay.

Year-Round Questions

Claims, billing, provider changes — ask us anytime, not just at enrollment.

Compare

Original Medicare or Medicare Advantage?

Tap a view to focus on one path — or keep both side by side.

Criterion
Original Medicare
Medicare Advantage
Monthly Premium
Varies
Often $0
Provider Choice
Nationwide
Network
Prescription Coverage
Add Part D
Included
Dental & Vision
Not Included
Included
Out-of-Pocket Cap
Not Included
Included
Referrals Required
No
Varies

Not sure which path fits? A licensed advisor will walk you through both — free.

Enrollment Deadline

Open enrollment ends December 7.

Miss the window and you may wait a full year to change your coverage.

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Days
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Hours
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Oct 150% elapsedDec 7

Applications submitted close to the deadline can take longer to process.

Get Free Support Now
Why Us

We're paid by carriers — never by you.

PlanService is compensated directly by insurance carriers when you enroll, which means our guidance stays completely free. We compare independently and recommend what actually fits your doctors, prescriptions and budget.

Completely Free

You never pay a fee for our help — not now, not ever.

Licensed Advisors

Every advisor is state-licensed and Medicare certified.

Independent Comparisons

We're not tied to a single carrier or product line.

30+ Carriers Reviewed

A wide view of what's available where you live.

Year-Round Support

We stay with you long after enrollment closes.

Get Free Support
What People Say

Kind words from members.

“I had no idea where to start. They explained all four parts in plain English and found a plan that kept both of my doctors. Nothing was rushed.”

MR
Margaret R. · Ohio

“They handled every bit of the paperwork and followed up until my coverage was confirmed. I honestly expected a bill — there never was one.”

DT
David T. · Arizona

“My prescription costs dropped by more than half after their annual check-up. They caught a change in my plan's drug list that I'd missed.”

SL
Susan L. · Florida
Questions

Good to know.

Yes. Our service costs you nothing. We're compensated by insurance carriers when someone enrolls, so you get licensed guidance, comparisons and enrollment help at no charge and with no obligation.

Your Initial Enrollment Period spans the three months before your 65th birthday month, that month, and the three months after. Annual Open Enrollment runs October 15 through December 7 each year. Special periods may apply after qualifying life events.

Original Medicare (Parts A and B) is federal coverage accepted by most providers nationwide; you can add a standalone Part D plan. Medicare Advantage (Part C) is offered by private carriers, usually bundles drug coverage and extras like dental and vision, and generally uses a provider network with an annual out-of-pocket cap.

Often, yes. Before recommending anything, we check each plan's provider network against the doctors and facilities you already use, so there are no surprises after you enroll.

We review plans from more than 30 national and regional carriers. Availability varies by county, so your advisor will show you exactly which plans are offered at your address.

We confirm your effective date, make sure your ID cards arrive, and remain available all year for claims, billing or provider questions. Each fall we re-check your plan against the new options for the coming year.

Ready When You Are

Let us handle your Medicare.

Free comparisons, free eligibility review, free enrollment help. Get started in a couple of minutes.

No cost No obligation Licensed advisors
Helpful Resources

Where to go next.

Medicare.gov Official Site

The government's official source for Medicare rules and tools.

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Plan Comparison

See the plans available at your address, side by side.

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Eligibility Review

Find out which enrollment window applies to you right now.

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Speak With an Advisor

Connect online with a licensed Medicare advisor — free.

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